03 / Business Protection

Protecting Your Business.

Your business relies on its people. Business protection ensures that if a key person, director or shareholder is lost to death or serious illness, the business survives — and the people who depend on it stay secure.

Key Person Cover

If a key employee or director is lost, the business receives a tax-free lump sum to cover lost profits, recruitment costs and the time it takes to replace them.

Discuss Key Person Cover

Shareholder Protection

Provides the surviving shareholders with funds to buy the shares of a deceased or critically ill partner, keeping control of the business in the right hands.

Discuss Shareholder Protection

Relevant Life Cover

A tax-efficient way for limited companies to provide life cover to directors and employees, often saving on national insurance and corporation tax.

Discuss Relevant Life Cover

Business Loan Protection

Covers outstanding business loans, director's loans and commercial borrowings so debts are cleared rather than left to the business or family.

Discuss Business Loan Protection

Group Protection

Employee benefit packages including death-in-service and critical illness cover, helping you attract and retain the people who drive your business.

Discuss Group Protection
Commercial Finance Partner

Looking for commercial finance?

From commercial mortgages and development finance to bridging loans and portfolio funding, our sister company, Exclusive Commercial Services, provides specialist commercial finance solutions for businesses and investors.

Visit Exclusive Commercial Services
FREE · NO OBLIGATION

Protect your business

Book a free consultation to review the right business protection for your company, your people and your shareholders — with no obligation.

A mortgage adviser in conversation with clients about their options
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